Intended to follow the underlying policy(s) in a layered program, excess policies are the building blocks that make up the towers of D&O and other Management Liability protection. ORUG-91 is our excess policy form for public company and private company policyholders.
Capacity: Up to $15,000,000
Attachment: No minimum attachment
Eligibility: All U.S. public and private companies.
The Excess Plus™ Endorsement expands Side A coverage within our “traditional” (ABC) excess layer to create broadened terms for “non-indemnifiable loss” of natural insured persons, including the potential for dropdown. Insured individuals will enjoy an extra level of protection in a world of increasing personal liability exposure.
Products may not be available in every state. State variations may apply. Specific state-required endorsements may modify the terms of the standard policy form.