Commercial Crime

    At ORPRO, we understand the evolving risks businesses face when it comes to the devastating impact of employee and non-employee perpetrated crimes.

    Our Commercial Crime coverage is a comprehensive insurance solution designed to protect you from threats to your company’s financial well-being and reputation and is backed by a dedicated underwriting and claims team with 50+ years of experience in Commercial Crime insurance.

    Broad, Built-In Protection

    Our Commercial Crime policy is a Discovery form and includes commonly requested enhancements built into the base form, obviating the need for numerous endorsements appended to the policy.

    Tailored Solutions

    Businesses of all sizes, industries, and locations face growing exposure to crime losses — especially as technology evolves. With decades of Commercial Crime experience, we tailor policies to address each client’s unique risks.

    Social Engineering Fraud

    The risk of becoming a victim of Social Engineering Fraud has never been greater and shows no sign of abating. This important coverage grant is built into our policy with no condition precedent requiring callback verification.

    Information shown is subject to change at any time and without notice.

     

    Appetite ▸

    Primary Capacity: Up to $15M

    Preferred Preferred Classes

    • Manufacturers and Processors
    • Retail and Personal Services
    • Wholesalers and Distributors
    • Professional Service Firms
    • Business Services
    • Technology
    • Construction
    • Life Sciences
    • Transportation
    • Energy
    • Entertainment

    Considered Considered

    • Large and mega-sized U.S. companies with revenues > $3B
    • Payment processors
    • Cash handling/transport operations
    • Healthcare
    • Governmental entities not requiring Faithful Performance of Duty coverage
    • Check Cashers/Currency Exchanges
    • Money Transfer Companies

    Pass Pass

    • Labor Unions
    • Financial Services (See FI Appetite)
    • Cannabis

    Excess Capacity: Up to $15M

    Preferred Preferred

    • Targeting classes outlined in the “Preferred” table, in addition to: Large and mega-sized U.S. companies with revenues > $3B

    Considered Considered

    • Standalone excess Social Engineering

    Pass Pass

    • Classes outlined in the “Pass” table
    • Top-heavy excess limits, including those for Social Engineering
    Marketing Materials ▸

    CrimePRO - Appetite Guide | PDF

    CrimePRO - Coverage Highlights | PDF

    Applications ▸

    New Business Application | ORUG-111-APP | PDF

    Renewal Application | ORUG-111-RAPP | PDF

    Policy Forms ▸

    Primary Declaration & Coverage | ORUG-111 | PDF

     
     

    Your Dedicated Commercial Crime Team

    With decades of Commercial Crime underwriting and claims experience, our team delivers the creativity, flexibility, insight, and responsiveness you rely on. When you're ready, we're here to help.

    Lisa Block

    Senior Vice President, Crime-Fidelity Product Leader

    New York

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    Lisa Block

    Senior Vice President, Crime-Fidelity Product Leader
    Lisa Block joined Old Republic Professional in September, 2023. Prior to joining Old Republic Professional, Lisa worked at AXIS as Senior Vice President National Commercial Crime Product Manager. Lisa holds a Bachelor of Arts degree in Criminal Justice from the University of Delaware and a Juris Doctor degree from Seton Hall University School of Law. Lisa is the former President of the Fidelity Law Association, a Vice-Chair of the American Bar Association's Fidelity and Surety Law Committee and a member of the Surety and Fidelity Association of America's Fidelity Advisory Committee.

    Jen Bollinger

    Vice President, Commercial Crime Product Specialist

    Chicago

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    Jen Bollinger

    Vice President, Commercial Crime Product Specialist
    Jen joined Old Republic Professional in September 2023. Prior to joining Old Republic Professional, Jen worked at AXIS as a Vice President, Commercial Crime Product Manager. Jen holds a B.A. in Political Science from the University of Illinois Urbana-Champaign.

    Alison Kowal

    Senior Claims Counsel

    Chicago

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    Alison Kowal

    Senior Claims Counsel

    Alison Kowal joined Old Republic Professional in January 2025. Prior to joining Old Republic Professional, Alison worked at RLI Insurance Company as a Claims Manager in the Executive Products Group. She holds a B.A. in Communications from Marquette University and a J.D. from The University of Illinois College of Law.

     

    Information shown is subject to change at any time and without notice. Please refer to policy form for full details of coverage terms and conditions. Policies are underwritten and issued by Old Republic Insurance Company.

    Products may not be available in every state. State variations may apply. Specific state-required endorsements may modify the terms of the standard policy form.

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